Equity Release Mortgages
Equity Release Mortgages
Planning for your future
Do you relate to any of these?
- Live in a house you love but you cannot afford to live
- During your working life you have not put enough by either in pension or savings to look after you in later life
- Like to help your grandchildren with their education or help them get onto the property ladder
- Want to do home improvements to make life easier in your home
- I've worked hard all my life and I want to enjoy my retirement
- I have no idea how I'm going to pay off my interest only mortgage
If so, then equity release may
be the answer
If you are over the age of 55 and own your own home you may be able to release funds from your home to help. Equity release mortgages have been around for many years and they have developed into a very flexible arrangement to suit your needs, it can be possible to:
- Take a lump sum
- Take regular withdrawals
- Take a combination of both
- Choose to pay none, all or part of the interest
- Make partial repayments without penalty (subject to limits)
Why use Lifelink
- We only use Lenders who are members of the Equity Release Council and give a no negative equity guarantee
- We are authorised and regulated by the Financial Conduct Authority so you can be assured that we will always act in your best interest and give you unbiased advice
- We can access all the main UK equity release Lenders
Important Questions to Consider
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What is Equity Release
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Why should you choose Equity release
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Equity release mortgages explained
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Pros and Cons of equity release
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Can I release equity to pay off existing debt
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Equity release or remortgage
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Equity release remortgage
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How safe is Equity release
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How would you like your money
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Important points to consider
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The Equity Release Council
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Switch your existing plan
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How much does Equity release cost
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Drawdown plans
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Equity release plans explained
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Home Reversion plans
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Lifetime mortgages
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Lump sum or Drawdown
Our fees are generally lower
We offer a FREE no obligation consultation and fact find, only if you accept our recommendation and wish to proceed will we charge a £395.00 administration fee.
On completion we also charge 1% of the new mortgage facility, which is normally paid from the completion funds via your solicitor.
If you wish to discuss your equity release needs please contact us by phone, email or fill in our short enquiry form and one of our Advisers will come straight back to you.